Services

We provide a wide range of Services

How can we help you?

We deliver a diversified range of services to fulfil your dreams. 

Home Loan

It is a type of loan, generally take to buying a house/flat or a plot of land for construction of a house, or renovation, an extension of your existing house. This loan can get so many GOVT subsidies like PMAY and tax deduction on interest and principal amount also. We associate with public sector banks, private banks and NBFC’s to fulfil your dream home.

  • Interest rate: –  Starts @ 6.9%* to 10.25%* p.a.
  • Processing fee:- .25% to 1.25% based on banks
  • Period of repayment:- 5yrs to 35yrs

Key features

  • Maximum tenure 35yrs
  • Low-Interest rate
  • Floating rate scheme
  • Interest and principal amount claim in income tax
  • Government subsidies
  • No part payment & pre-closure charges

Mortgage Loan

It is a type of loan, that you a have existing residential/commercial property then you have a chance to mortgage the property with a bank to finance for start or develop business, purchase vehicles, for your precious family occasion like marriage etc. we associate with public sector banks, private banks and NBFC’s to fulfil your any needs.

 

  • Interest rate:-                 Starts @ 8.25% to 12.5 % p.a.
  • Processing fee:-            0.25% to 2.0% based on banks
  • Period of repayment:- 5yrs to 25yrs

 Key features

  • Use for any financial requirement
  • Maximum tenure 20yrs
  • Low-interest rate than an unsecured loan
  • Quick processing
  • Maximum fund on your property

Personal Loan

A personal loan is a type of unsecured loan and helps you meet your current financial needs. You don’t usually need to pledge any security or collateral while availing a personal loan and your lender provides you with the flexibility to use the funds as per your need. We help you to fulfil your urgent financial needs by providing personal loans from banks that suitable for you.

  • Interest rate :- Starts @ 11.50% to 26.0%
  • Processing fee:- 0% to 3.0% based on banks
  • Period of repayment:- 3-7yrs

 Key features

  • Quick funding(fund will credit within 4days)
  • no security required
  • low EMI
  • fulfil your small and urgent needs
  • low processing fee
  • simple documentation

Business Loan

A business loan is an unsecured form of credit designed to cover various expenditures in a business. Borrowers need not mortgage any asset to avail funds. A company may want to secure financing to maintain business operations, invest in equipment, start a new branch, or any number of other modifications.

  • Interest rate :- Starts @ 15.0% to 20.1%
  • Processing fee:- 1.0% to 5.0% based on banks
  • Period of repayment:- 3-7yrs

Key features

  • Especially for business
  • Quick processing
  • no security required
  • low EMI
  • fulfil your small and urgent needs
  • low processing fee
  • simple documentation

Take over & Topup Loan

Takeover loan is a type of loan, you can transfer the balance amount of existing loan from one institution from another for reducing the interest rate and add more fund in the loan. It also gets all the Govt subsidies that you have.

A top-up loan allows existing customers to borrow more money. The top-up is a new loan, which we’ll use to completely settle your existing one, and then pay out the rest. Tax deduction benefits are available on the top-up loan for the interest portion under section 24. A top-up loan is one that can be taken on an existing home loan from a bank based on your income and repayment capacity. Most banks offer top-up loans readily to their existing customers

Rate based on Loan and both banks.

Car Loan

It is a type of loan that provides to purchase a car. In most cases when purchasing a car, a borrower will specifically apply for a car loan,  All car loans are for specific lengths of time, generally anywhere between 24 and 60 months, although some car loans can be for longer periods.  Car loans generally include a variety of fees and taxes, which are added to the total loan amount.

  • Interest rate :- Starts @ 7.0% to 15.5%
  • Processing fee:- 2% to 1% based on banks
  • Period of repayment:- 3-7yrs

Key features

  • Especially for car buyers
  • no security required
  • low EMI
  • fulfil your small and urgent needs
  • low processing fee
  • 95% funding
  • simple documentation

Commercial Loan

It is a type of loans, generally take to buying a commercial building or commercial land or constructing a commercial building for a future income.it is also a mortgage loan so, the document is a mortgage with the bank.  

  • Interest rate:- starts @ 8.35% to 13.5% p.a.
  • Processing fee:- 50% to 2.0% based on banks
  • Period of repayment:- 5yrs to 20yrs

Key features

  • Maximum tenure 20yrs
  • Maximum funding
  • Floating rate scheme
  • Escrow account option
  • Low-interest rate
  • Customized EMI

Commercial vehicle Loan

Commercial vehicle loans are loans offered to borrowers, usually self-employed individuals, trusts, partnership firms, organisations, etc., for the purchase of vehicles for commercial or business purposes. These loans are availed by those who are involved in the transportation business.

  • Interest rate :- Starts @ 10.0 to 19.5% p.a.
  • Processing fee:- 50% to 2.0% based on banks
  • Period of repayment:- 3yrs to 7yrs

Key features

  • Especially for commercial vehicle buyers
  • Quick process
  • no security required
  • low EMI
  • fulfil your small and urgent needs
  • low processing fee
  • simple documentation
  • 90% funding

You don’t have proper documents, we will help you for a Home Loan

Very helping mentality... supportive and well responding attitude.
Mr Aneesh GB
Kakanadu
Very professional work done by the team led by Mr. krishnanath
Mr Salaj augustine
Paravoor

We got a very professional and gentle support from the FinGuide’s Executive. I must say, we never had to go through the rush and pain of organizing a home loan because every minute details were handled by them. It was really a great experience. We thank you for helping us to come our dream home true so fast and easy.                                                                                                                                                                                                         Mr Dinesh gopinathan                                                                                                                                                          COCHIN

This is one of the best company I have seen in customer service and customized loan solutions. I am thankful to the owner and the employees for their kindhearted cooperation to help me avail the loan which otherwise would have taken much time and energy. Thank you.
Ms shilpa
Aluva

I got property loan through finguide,Thanks a lot for your valuable service and special thanks to Mr. Sharma….                                                                                                                                                                           Mr Eldho baby                                                         THRIPUNITHURA

The service provided by mr krishnanath sharma was very good and helped till the final processing.

                         Mr Rajesh mallan                                                            HYDERABAD

I was recommended by one of my friend to use Finguide service to obtain my housing loan as I am staying abroad. The service was more than excellent. Krishna who was dealing with me was well professional and had supported me all the time in the complete process to complete the registration. Would definitely recommend to use their service if you want a hassle free process to get your loan done.

Mr Naushal Thadikkal                                                Fort Kochi

Very good service and must understand our needs, also fullfill our needs very fast

Mr Subash Chandran                                                Mulamthuruthy

I would like to express my gratitude for the excellent service provided by Mr. Krishnanath from FinGuide Solutions in assisting my firm for a financial service. The expertise and attention to detail resulting in a solution within five days was impeccable. Kudos..👍                                     Dr. Akhil Ninan                                                         Alappuzha